The insurance industry wants to limit payouts for what is usually called “pain and suffering.” This refers to non-financial damage such as physical pain, psychological trauma, and the inability to participate in normal activities. While it’s easy to attach a cost to property damage, crutches and painkillers, it’s much harder to put a price on the moments you could miss due to an injury.
A motor vehicle accident can leave a person in tremendous pain, unable to move or sleep comfortably, and sidelined from daily activities like lifting a baby, playing with a child, maintain a house, staying fit, riding a quad or enjoying a game of rec hockey.
The insurance industry thinks the moments of your life have very little value.
An overwhelming majority (81%) of Newfoundland & Labrador residents do NOT support a system where an insurance adjuster for the party who caused your injuries has the power to tell you what your pain and suffering is worth.
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